This is a very small section of the guide as, in terms of mortgage products available, the Spanish market is far simpler that what you may be used to in other countries.

Buy to Let mortgages do not exist.

Interest Only mortgages are not available (although some banks offer a period of "carencia" at the start of a mortgage where only interest is paid with no capital repayment.

Most mortgages offered are simple Variable or Fixed Rate mortgages or a hybrid of the two with an introductory fixed rate period for a number of years followed by a variable rate for the remainder of the mortgage term.